I love bargains! I clip coupons and compare prices for most items and I strive to get the best price when shopping, but sale ads aren’t enticing me anymore. This year my goal is to become credit card debt free again, so no matter how good the sale is, if I have to put it on my credit card, it’s not worth it.

Just think when you purchase an item with your credit card and you don’t pay it off that month, how much is the “sale” price now?! Is it still a deal, most likely not once the interest is tacked on.

We are an instant gratification generation. Why wait when we can have it now.  I’ll tell you why, because you can end up paying $100 dollars for something that only started at $5.

Use discipline and wisdom, make this your year to be credit card debt free! If you can’t pay cash, then you don’t need it!

“No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.” -Matthew 6:24